Payout Process & Timelines

Deposit Timing by Payment Method.

Deposits are created on each US banking day for every merchant with a payment volume that has been released. Card transactions are deposited into the merchant bank account on the following business day (T+1), while ACH transactions are deposited four business days following the transactions (T+4).

Additionally, ACH transactions are not processed over the weekend or banking holidays, which means the Transaction Date (T) does not equal the purchase for transactions initiated on a Saturday, Sunday, or banking holiday.

Credit Card Transactions

ACH Transactions

What are the banking holidays for FY 2025?

Banking holidays are days on which your bank does not accept transactions. Here is a list of the banking holidays for 2025.

Note: When a bank holiday falls within the payout window, it does not count as a business day as banks are not open.